Updated: 03-12-2019
There are no loan originators available on Fastinvest, therefore, you cannot actively make a choice on who to invest with. While they have delivered the returns, it makes me uneasy that there is no transparency to the loan originators. Therefore, I am not investing more at Fastinvest than I already have.
Current state of Fastinvest income
Fastinvest is a nice passive income source. This is due to their simplicity and the fact that there is almost nothing to consider when investing in loans. I have been getting a return of ~13% since I started my Fastinvest account. I have almost been ignoring the platform because of the simplicity. While giving me high returns the simpleness of the platform has left me to worry about literally nothing.
I have now withdrawn 100% from the platform. I need more transparency from Fastinvest before committing investments with them. With that being said I have never had any problems.
- Started investing: Sep-18
- Stopped Investing: Jan-20
- Average interest rate: 12,9%
- Invested: €408
- Total Profit: €74,31

Month | Fastinvest income | Fastinvest portfolio value | XIRR |
Sep-18 | 408,16 | ||
Oct-18 | 4,62 | 412,78 | 13,6% |
Nov-18 | 4,84 | 417,62 | 14,1% |
Dec-18 | 4,88 | 422,5 | 14,0% |
Jan-19 | 4,99 | 427,49 | 14,2% |
Feb-19 | 4,88 | 432,37 | 13,7% |
Mar-19 | 4,9 | 437,27 | 13,6% |
Apr-19 | 4,9 | 442,17 | 13,4% |
May-19 | 4,05 | 446,22 | 11,0% |
Jun-19 | 3,45 | 449,67 | 9,3% |
Jul-19 | 4,86 | 454,53 | 13,0% |
Aug-19 | 5 | 459,53 | 13,2% |
Sep-19 | 5 | 464,53 | 13,1% |
Oct-19 | 4,71 | 469,24 | 12,2% |
nov-19 | 5,09 | 474,33 | 13,0% |
Dec-19 | 4,83 | 479,16 | 12,2% |
Comments of Fastinvest income
So far I am happy with the return which is relatively high compared to many other P2P lending sites. However, Fastinvest is my truly passive income source. Due to the simplicity and the size of the platform.
Visit my portfolio page to follow the total increase in my portfolio.