Category Personal Finance

The personal finance category is a place where I post all of my thoughts. The personal finance category is one that should be open for a lot of discussion.
The personal finance category is also the place where i share my experiences which has made me think about certain topics. While there can be both educational and personal posts, this category is to reflect on the many things that can impact the daily life.
These posts will be to lighten the day-to-day burden of certain things. Furthermore, it will also be discuss how to improve the investing methods or methods to invest.

Personal Finance

Do Fractional Shares Pay Dividends?

Fractional shares is a popular feature offered by different brokerages. Fractional shares have been used by different companies such as 3M in a so-called Dividend Reinvestment Plan (DRIP). When owning fractional shares the shareholder is entitled to receive dividends in…

ThePoorInvestor
March 17, 2020

P2P Lending, Personal Finance

Invest in Loans – Invest Like the Banks

Investing in loans such as consumer loans, car loans, mortgages, real estate development and much more has for a long period of time been for the banks. This period is now over with the investment type called P2P lending also…

ThePoorInvestor
December 31, 2019

Personal Finance, Financial Independence

How To Avoid Lifestyle Inflation in 7 Steps

Lifestyle inflation is a thing that happens to all of us and most of the time we don’t even realize we are being sucked into the black pit of lifestyle inflation. Getting a hold of your lifestyle inflation is not…

ThePoorInvestor
December 20, 2019

Personal Finance

Cost of Owning A Cat | Complete Overview | Frugal Pet Ownership

Have you ever wondered what the cost of owning a cat is? No matter if you are trying to save money, retire early or reach financial freedom some “luxuries” are needed to keep the spirit going. Upwards of 60% of…

ThePoorInvestor
November 19, 2019

Investing in Banking Products is a Big Mistake

Personal Finance

BIG MISTAKE! Investing Through A Bank – Hidden Expenses

Have you ever invested your money in a product your bank offered? Let me tell you this, either they get a commission for the sale, or they are offering their own mutual funds. Investing through a bank has to be…

ThePoorInvestor
November 6, 2019

Financial Independence, Income, Personal Finance

How to Beat the Stock Market in 2019

Let us be honest you are probably not going to beat the stock market. Even Warren Buffett does not expect to beat the market. To beat the stock market you would have to reach a return higher than 7,96% according…

ThePoorInvestor
September 23, 2019

Personal Finance

Cheap Homemade Iced Coffee – Cheaper and Better Than Starbucks!

Iced coffees are delicious and have a great taste. If you don’t like coffee, iced coffee is an alternative which can be altered in taste with different creamers and syrups. If you have ever tasted an iced coffee from a…

ThePoorInvestor
August 26, 2019

P2P Lending, Personal Finance

Mintos Loan Originators – Learn To Select High Profits

If you are here it means you must be just as confused as I am when it comes to the many loan originators at Mintos. Is an 8% interest rate safer than 14%, do I need buyback guarantee or not,…

P2P Lending, Personal Finance

7 Risks Of Investing In P2P Lending

The saying goes – “The higher the return, the higher the risk”. P2P lending is a place where you can easily bring in 10%+ per year. Furthermore, it is very often a passive investment form compared to other investment types.…

ThePoorInvestor
August 12, 2019

Personal Experience Blogging on Personal Finance

Personal Finance

Personal Experience Blogging P2P Lending

Have you ever wondered what it is like to blog and post your own thoughts on the internet? I have thought about a way to share my passions as investing, and money in general, seems to be a taboo. Blogging…

ThePoorInvestor
July 15, 2019

Jonas

I am ThePoorInvestor and I am on a financial independence journey. I am investing in P2P-lending to create a high cash-flow return. I disclose my income, expenses, investments, and everything financially relevant.

As of 2021, this blog is now part of Alternative Assets